Drop a wide Florida municipal / community photo — city hall, public works, waterfront town
Florida Municipal Insurance Trust

Protecting the Communities We Call Home.

Insurance, risk management and safety resources built specifically for Florida's cities, towns and villages.

Why FMIT

Built Around the Needs of Florida's Communities

Municipal Focus

Coverage and services shaped for the realities of Florida local government.

Risk Expertise

Professionals who help you identify hazards before they become losses.

Safety Resources

A growing library of training, toolkits and guidance, ready when you need it.

Member Support

A partner alongside your team, from first question to long-term strategy.

What FMIT Does

More Than Insurance. A Partner in Risk.

FMIT provides more than insurance coverage. We work alongside Florida's municipalities to help identify risks, strengthen safety programs, protect employees and build safer communities.

Florida city hall / municipal building

Insurance

Coverage designed for local government.

Public works crew / safety inspection on site

Risk & Safety

Identify risks. Build safer workplaces.

Safety training session / classroom of municipal workers

Education & Training

Knowledge that makes a difference.

Risk & Safety

Creating Safer Communities Starts Here.

Our professional risk and safety team works alongside your organization to identify potential hazards, evaluate risks and develop practical action plans that protect your people and your assets.

01

Analysis

Understand your risks.

02

Evaluation

Identify opportunities for improvement.

03

Action Plan

Build and implement a practical strategy.

Education & Training

Training That Works Around You.

From online learning and live webinars to instructor-led training at your location, FMIT provides practical education designed around the challenges your teams face every day.

Online Learning

Learn on your schedule.

Access practical training, streaming content and webinars.

Explore Online Learning

On-Site Learning

Bring expert training to your team.

Instructor-led classes delivered by FMIT risk and safety professionals.

Explore On-Site Learning

Events

Stay informed. Stay prepared.

Discover upcoming webinars, training sessions and events.

View Event Calendar
Resource Hub

Resources When You Need Them.

Find practical safety resources, documents, training materials and information designed to help your organization manage risk more effectively.

Events

Upcoming Training & Events

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Let's Build a Safer Community Together.

Whether you need risk management support, safety training or access to member resources, FMIT is here to help.